Obtain Funding For Your Real Estate Business

Fast & Easy Approval

How Commercial Real Estate Business Loans Can Help You

When you are running a commercial real estate business, it is important that you have access to capital when you need it for all the extra costs that may arise. The nature of commission-based payments can interfere with your goal to help families and businesses find their dream homes or locations. When you need to cover regular business expenses while waiting for your next sale to close, we will design a loan package that supports your business goals.

Types of Real Estate Agent Business Loans

Rehab "Fix & Flip"

Shortterm investment loans, also known as Fix & Flip, Rehab, or Renovation Loans, are designed for investors who want to buy 14 unit properties to renovate and resell. These loans are not intended for owneroccupied properties.

Traditional loan products are based on the purchase price of the property in its current state, not taking into account the valueadded by renovation or the cost of the renovation itself. Our RehabFix & Flip loan program, however, is based on a percentage of the After Repair Value of the investment property being purchased and renovated.

Close in as little as 10-14 business days.


Rental loans provide investors with the ability to purchase 14 unit investment properties for longterm investments. These loans are not applicable to owneroccupied properties. Traditional loan products are based on the current value of the property being purchased.

Our rental loans, however, enable you to borrow based on the projected value of the property after renovation, as well as the cost of the renovation. This allows you to take advantage of opportunities quickly, with fast closings that give you the agility to act quickly.

Refinance within 30 days with a fixed rate mortgage


Investors use multifamily loans to finance multifamily properties for residential purposes ( two to four units) or commercial ( five units or more). Condos, townhomes, duplexes, apartment complexes, and land portfolios are examples of these types of properties.

There are a number of multifamily lending options available, and it’s vital to know which ones are right for you. Our partners multi-family loan programs include options for acquisition, refinance, construction, and bridge loans.

Ready to Apply?

Filthy Rich Idea makes it easy to get a business loan for your real estate business. Apply online and we will give you a decision within minutes. One of our Loan Specialists will tailor a loan package for your business needs. As soon as we receive the application and documents, your dedicated Funding Advisor will be in touch to discuss the application and next steps. Approval typically takes 24-48 hours, and funds can be deposited into your account the following business day. It’s that simple!


What information and documents do I need to apply for funding?

Our lending partners will need 3 months of bank statements, the government IDs of all applicants, 1 or 2 years of business tax documents, business P&L and balance sheets, business licenses and formation documents, and a business EIN.

What is APR?

APR stands for Annual Percentage Rate and is a measure of the cost of borrowing money. It is the interest rate expressed as a yearly rate, including fees and costs associated with the loan. It's a good way to gauge the overall cost of your loan and your planned repayment schedule.

How long does it take to get the money once my business is approved?

Once approved, transfer times vary depending on the lender, but it is possible to receive your capital in as little as 72 hours after approval. Lines of credit, on the other hand, may be used immediately upon receiving approval in some cases.

How do I pay back the funding amount?

Our lenders offer secure digital payment portals so that you can make your repayments on time and without penalty. You may be able to change due dates and other important information.

How To Best Prepare for a Business Loan

Determine the amount of money you will request—and do not request an excessive amount.

Although you may have the option of a small business loan, it is important to only request the amount of money that you need and can afford to pay back. This will demonstrate to your lender that you are financially responsible and increase your chances of approval.

Understand the limitations and costs of your loan.

Before committing to a loan, be sure to consider the speed, flexibility, and cost. Some loans are more or less flexible while others charge for speed. Understand the APR and other associated fees and costs so you can make an informed decision.

Avoid taking out multiple loans.

If you already have a loan, it is not advisable to take out another one. This is calledstacking loans and is generally not allowed, except in certain cases (e.g. having a business line of credit with a term loan). If you stack loans without the permission of your original lender, you could be in breach of your loan agreement and default on your first loan. Before taking on another loan, check with your lender to make sure it is allowed.

Ready to Apply?